RBBC is a specialised law firm focusing on restructuring and insolvency law.

For more than 10 years, we have been exclusively dedicated to insolvency proceedings, supporting entrepreneurs and individuals in debt restructuring and debt relief processes.

We conduct restructuring and insolvency proceedings, prepare restructuring plans as well as economic and business analyses necessary to carry out effective corporate reorganisation processes. Our practice includes both standard court proceedings and highly complex matters, including proceedings involving an international element (cross‑border cases).

The firm operates within an organisational model based on an operational centre in Toruń — Centrum Restrukturyzacji i Upadłości Sp. z o.o., supported by a network of boutique offices located across north‑central Poland. All offices operate under the shared RBBC brand, forming a specialised team dedicated exclusively to restructuring and insolvency matters.

Thanks to our strong focus on this field of law and many years of experience, the firm conducts proceedings of significant economic scale requiring advanced legal, financial and organisational analysis.

Management Board
Jagoda Wojciechowska
President of the Management Board and Co-Founder of RBBC
Qualified Restructuring Advisor, licence no. 1078
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Partners
Magdalena Trzeciak-Lula
Chief Financial Officer
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Wiktoria Kowalska
Commercial Proxy (Prokurent), Partner
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Michał Bielicki
Commercial Proxy (Prokurent), Partner
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Krzysztof Jabłoński
Director of the Restructuring Department
Licensed Restructuring Advisor, licence no. 2189
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Awards, Publications and International Activity
Made in Toruń
Top Restructuring Services
in Europe 2024
Trustee of the Year 2024
award granted to Jagoda Wojciechowska
December 2024
Business Champion
of the Year 2023
Competitiveness Leader
2022
Jagoda Wojciechowska — member of a professional international organisation (name to be specified, if intended for publication accuracy)
Jagoda Wojciechowska — the only Polish member of the leadership of the Insolvency Section of the International Bar Association (IBA)
Publication: “Catalysing Financial Revival” — Financial Services Review
Interview: “Insolvency Advisor of the Year” with Jagoda Wojciechowska — Monthly Legal
Publication: “Restructuring – An Antidote to Crisis in Business” - Forbes
Publication: “Who Is Consumer Bankruptcy Intended For?” — Newsweek
Publication: “New Regulations on Arrangement Approval Proceedings 2.0” — Business Insider
Publication: “Restructuring – Changes in Times of Crisis” — Gazeta Prawna
Karol Wojciechowski, commentary on the judgment of the Supreme Administrative Court of Poland of 5 December 2018 concerning the liability of a management board member where a company has a single creditor, published in: “Przegląd Orzecznictwa Podatkowego”, 2019, Issue No. 5
RBBC in numbers
Group 466
575+
insolvency proceedings conducted
002-medal 1
86%
of arrangements adopted in restructuring proceedings in which voting on the arrangement took place
003-team-leader 1
70%
of arrangements successfully performed
004-justice 1
PLN 142+
million highest debt amount successfully restructured within arrangement approval proceedings (Polish acronym: PZU)
Company history
2016
2017–2018
2019
2020
2021
2022
2023
2024
2025
2026
2016
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Establishment of the Law Firm and the RBBC Brand

The firm was founded by a brother-and-sister team of lawyers in response to the entry into force in 2016 of the most significant amendment to restructuring law and bankruptcy law since the political transformation of the Republic of Poland.

This amendment, together with its subsequent modifications, significantly influenced the economic and business landscape of the country. It introduced a number of new legal institutions and proceedings which continue to enable effective debt relief and recovery from financial difficulties, including: four types of restructuring proceedings, pre‑packaged liquidation of an enterprise (pre‑pack), consumer bankruptcy, consumer arrangement, and many other restructuring and insolvency solutions.

In the same year, on 28 November, Jagoda Wojciechowska, President of the Management Board and co‑founder of RBBC, obtained restructuring advisor licence No. 1078.

2017–2018
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Organisational Development

The first two years of activity marked a period of intensive development and preparation of the firm’s technical and organisational infrastructure.

During this time, the firm’s website was created, and most importantly, an internal IT-based organisational system supporting the operation of the firm was developed. With full commitment and particular attention to detail, we worked on building systems and visual communication standards designed to meet the highest requirements of insolvency proceedings and the expectations of our clients.

We were fully aware that insolvency proceedings constitute the core of legally and economically interconnected activities that must remain fully transparent — both for the debtor and, above all, for creditors, courts and institutions which frequently themselves act as creditors.

High organisational and legal requirements motivated us to create a law firm open to innovation and the development of advanced IT standards, whose evolution in subsequent years was further accelerated by artificial intelligence.

2019
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First Court Appointments and International Clients

During 2019, the firm continued to develop its activity, shaping its professional profile and strengthening its position on the Polish market.

The year 2019 proved to be a breakthrough in terms of both court-appointed functions and international activity. Acting as a court-appointed bankruptcy trustee within bankruptcy proceedings, the firm began cooperation with its first court in Poland.

At the same time, the firm’s first international clients appeared, including a client from the United States.

These developments created the need to establish the first boutique office in Warsaw, primarily for the purpose of conducting meetings with international clients.

2020
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RBBC Registered as a Trademark. Pandemic – Simplified Restructuring Proceedings. New Restructuring Advisor

The year 2020 marked an important stage in the development of the RBBC law firm.

The Patent Office of the Republic of Poland granted legal protection to the word-and-device trademark RBBC Restructuring & Bankruptcy Business Center, confirming the formal protection of the brand and its identity.

At the same time, the COVID-19 pandemic significantly affected the economic environment and the situation of entrepreneurs. In response, simplified restructuring proceedings were introduced, which substantially increased the number of restructuring matters conducted by the firm.

On 1 October 2020, a co-founder, partner and member of the Management Board of RBBC obtained Restructuring Advisor licence No. 1471.

2021
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Appointment within the Insolvency Section of the International Bar Association

In 2021, Jagoda Wojciechowska, President of the Management Board of RBBC, assumed the position of Officer within the Insolvency Section of the international legal organisation International Bar Association (IBA).

In the following years she advanced within its structure and currently serves as Vice Chair of Projects and Publications.

The Section forms a global network of leading lawyers, judges and representatives of the academic community specialising in restructuring and insolvency law. Through more than 30 years of activity, it has played a significant role in the development and reform of international insolvency law.

Experts of the Section participate in work aimed at shaping global legal standards, cooperating with the most important international institutions, including the United Nations Commission on International Trade Law (UNCITRAL) and the World Bank.

2022
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New Headquarters at Grudziądzka Street 74–76

The year 2022 marked another stage of dynamic development of the firm.

Together with the expansion of the team, we relocated our headquarters to a modern office building located at a strategic point in Toruń — at the intersection of Grudziądzka Street and Kościuszki Street.

The central office of Centrum Restrukturyzacji i Upadłości Sp. z o.o. operates from this location, which constitutes the main organisational and analytical base supporting the boutique offices operated by the firm and all restructuring and insolvency proceedings conducted by RBBC.

This is where our team of lawyers, analysts and specialists supporting restructuring and bankruptcy proceedings in other cities carry out their work.

Organisational development also enabled us to establish specialised internal structures — separate restructuring and bankruptcy departments.

At the same time, this period was characterised by intensive professional development of the team in preparation for new economic and legal challenges in the post-pandemic environment.

2023
historia_firmy_2023

One of the Largest Restructuring Proceedings in Poland and Obtaining the Status of Qualified Restructuring Advisor

The year 2023 was a period of intensive development for the firm and the implementation of proceedings of particular economic importance.

During this time, the RBBC team conducted one of the largest restructuring proceedings in Poland within arrangement approval proceedings.

The case had an international dimension and a high level of complexity, involving creditors operating in multiple jurisdictions, including jurisdictions outside Europe.

In the same year, the President of the Management Board obtained the status of qualified restructuring advisor, authorising her to conduct the most complex restructuring proceedings, including matters of significant economic scale and high complexity.

2024
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Opening of a Boutique Office in Płock

The year 2024 brought further development of the firm’s structure through the opening of another boutique office — this time in Płock.

The new location, situated at Bielska Street 1, office 210, constitutes part of the consistently implemented strategy of building a network of specialised offices operating in north‑central Poland.

The opening of the office in Płock coincided with the commencement of cooperation with the court in Płock in the field of insolvency proceedings.

The central operational hub of the firm remains located in Toruń, where the main analytical, organisational and operational base supporting all conducted proceedings continues to function.

The boutique offices serve as specialised client contact points and regional centres for the conduct of proceedings.

2025
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Another Qualified Restructuring Advisor at RBBC and Opening of a Boutique Office in Gdańsk

The year 2025 marked another important stage in the development of RBBC.

Karol Wojciechowski, co-founder and member of the Management Board, obtained the status of qualified restructuring advisor, confirming his high level of competence in conducting complex restructuring and bankruptcy proceedings.

In the same year, Krzysztof Jabłoński, Director of the Restructuring Department, obtained a restructuring advisor licence.

The year 2025 also brought further geographical expansion through the opening of a boutique office in Gdańsk, strengthening RBBC’s presence in northern Poland and supporting the handling of complex restructuring proceedings.

2026
historia_firmy_2026

10th Anniversary of the Firm

The year 2026 marks the 10th anniversary of the activity and development of the RBBC law firm.

During this period, the team conducted more than 500 bankruptcy proceedings and approximately 50 restructuring proceedings, including numerous matters of an international character (cross‑border proceedings).

The firm also initiated the modernisation of its communication strategy and corporate identity, including the launch of a new website and the development of a dedicated section for the sale of assets in insolvency proceedings in order to increase transparency of the process and facilitate access to offers for potential purchasers.

On the occasion of this anniversary, we would like to thank our clients, business partners and colleagues for their trust and for jointly building the history of our firm.

THANK YOU FOR BEING WITH US.

Do you have any questions?

We offer comprehensive legal services that will protect your company’s interests.

Trust our experience and take advantage of our individual approach to each client.

Contact Us
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Latest entries
Bad Debt Relief in Restructuring Proceedings, with Particular Focus on the Specific Nature of Sanation Proceedings – How Should It Be Properly Understood?
Bad debt relief in VAT has for years raised significant doubts in the practice of restructuring proceedings, in particular sanation proceedings.
7 min.
24 March 2026
Application for the Establishment of a Repayment Plan for Creditors and an Application for the Remission / Conditional Remission of Liabilities without Establishing a Repayment Plan for Creditors
This blog article answers frequently asked questions from clients: what an application for the establishment of a repayment plan for creditors is and when it should be submitted.
4 min.
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Companies Are Increasingly Applying for Restructuring. What Do the Data from Q1–Q3 2025 Show?
In the first three quarters of 2025, a clear increase in interest in restructuring proceedings can be observed. This results not only from challenging market conditions, but also from growing awareness among entrepreneurs of the legal instruments available to them and their effectiveness.
6 min.
19 December 2025
Amendment to the restructuring law – what will change in 2025?
On 23 August 2025, an amendment to the restructuring law came into force, implementing the so-called ‘Second Chance Directive’. The new regulations are intended to harmonise the rules for restructuring companies across the European Union and increase the effectiveness of bankruptcy prevention proceedings.
8 min.
04 November 2025
Last opportunity for restructuring under the old regulations!
The amendment to the Restructuring Law, signed by the President of the Republic of Poland on 5 August 2025, will enter into force 14 days after its publication in the Journal of Laws. Therefore, we are approaching the end of the transition period during which it is possible to initiate restructuring proceedings under the existing rules.
1 min.
08 October 2025
Changes to restructuring law in 2025
On 25 July 2025, the Sejm of the Republic of Poland adopted an Act amending the Restructuring Law, the Bankruptcy Law, and the Act on the National Register of Debtors. On 5 August 2025, the amendment was signed by the President of the Republic of Poland and—after the lapse of 14 days from its publication in the Journal of Laws—will enter into force as binding law.
2 min.
05 August 2025
Is it possible to declare bankruptcy without the consent of one’s spouse?
The bankruptcy of a natural person – whether a business owner or a consumer – affects more than just the debtor. In many cases, the consequences of declaring bankruptcy extend beyond personal assets and into the sphere of married life.
7 min.
20 May 2025
What are the consequences of failing to file for bankruptcy on time? Liability of management board members
The management board of a company that is unable to meet its liabilities cannot afford to remain inactive. The law clearly specifies when a bankruptcy petition must be filed – and what the consequences are for failing to comply with this obligation.
6 min.
10 May 2025